Insurance & Payment Guide
Understanding your options for paying for addiction treatment.
Good News: Most Insurance Covers Treatment
Under the Mental Health Parity Act, most insurance plans are required to cover substance abuse treatment. This includes detox, inpatient, and outpatient services.
Private Insurance
Most employer-provided and marketplace insurance plans cover addiction treatment.
- Call the number on your insurance card to verify benefits
- Ask about in-network treatment facilities
- Understand your deductible and copays
Maryland Medicaid
If you qualify, Medicaid covers comprehensive addiction treatment services.
- No or low cost treatment
- Covers detox, inpatient, and outpatient
- Apply at marylandhealthconnection.gov
No Insurance?
Options are still available if you don't have insurance.
- Sliding scale fee programs
- State-funded treatment programs
- Payment plans offered by facilities
- Grants and scholarships from nonprofits